Product Innovation: A Commission-Free Fixed Indexed Annuity with a Health-Activated Income Multiplier

Date: July 30, 2020
Time: 12:30 – 1:30 PM ET

Join DPL Financial Partners Founder & CEO David Lau and leaders from Midland National’s RIA Strategy and Product Development Divisions to learn about Midland National Capital IncomeSM fixed indexed annuity, the newest addition to DPL’s Commission-Free annuity lineup. Featuring a first-of-its-kind income rider with a health-activated income multiplier1, this FIA is designed to provide guaranteed retirement income with an option to increase income payments in the event an unexpected health event impacts a client’s ability to care for themselves.

During this carrier partner webinar, learn:

  • How Capital Income and its income rider with the health-activated income multiplier offers a guaranteed level of income, as well as the ability to double the annuity’s income rider payments for up to five years, even if the account value is zero
  • Product details, associated rider costs, and technology integrations within planning and reporting software
  • How RIAs can leverage Capital Income in a holistic financial plan to address long term care expenses

Join leaders from DPL Financial Partners and Midland National to learn how fixed indexed annuities can add protection and a level of certainty to retirement plans.

Here’s What You’ll Learn

  1. How Midland National’s Commission-Free FIA is built to provide principal protection and guaranteed retirement income, while offering a health-activated income multiplier feature that can double income for up to 5 years
  2. How RIAs can leverage the Midland National Capital Income to provide enhanced benefits within their clients’ financial plans
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Nicole Benz

David Lau

Founder & CEO, DPL Financial Partners

David Lau is the Founder and CEO of DPL Financial Partners, the leading turnkey insurance management platform for RIAs, that brings low-cost, commission-free insurance solutions from a variety of the nation's top carriers to fee-only advisors. Prior to founding DPL, David served as Chief Operating Officer at Jefferson National, now Nationwide Advisory Services, and drove the development and implementation of the industry’s first and only flat-fee variable annuity product (Monument Advisor).

Rob TeKolste

Rob TeKolste

President of Sammons® Independent Annuity Group

Rob TeKolste is president of Sammons® Independent Annuity Group, a division of Sammons® Financial, Inc., responsible for overall business strategy and leadership. Rob leads the fixed annuity distribution through independent agent channels, such as independent agents, Independent Marketing Organizations, and Registered Investment Advisors. He also oversees product development, profitability of new business and in-force business, marketing, sales, and distribution relationships of fixed annuities within the distribution channels. As site leader of Sammons Financial Group’s West Des Moines offices, Rob is responsible for site operations and fostering a community involvement and a values-based culture.

Rhonda Elming

Rhonda Elming

Senior Vice President, Product Development, Midland National

Rhonda Elming is Senior Vice President, Product Development. Rhonda is responsible for Midland National’s annuity product strategy including product development and product profitability. Rhonda has 30 years of experience in the insurance industry serving in a variety of actuarial and leadership roles. Rhonda has been developing indexed life insurance and annuity products since their inception, working for market leaders such as ING, AmerUs, and Aviva before joining Midland National in 2013.

Benefits DPL Members Love

Commission-Free life and annuity products
Unlimited access to unbiased insurance professionals
Ongoing education about ways to leverage insurance
Single point
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